Online Class: Personal Finance 101 — How to Manage Your Money

The course illustrates your financial journey as planning a dream vacation, mapping out steps from current assessment to successful execution for financial independence. Emphasizing strategic planning and execution, it equips you with insights to manage debts, build credit, and grow wealth, ensuring alignment with personal dreams.
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$120.00 (with CEU Certificate)
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  • 11
    Lessons
  • 13
    Exams &
    Assignments
  • 230
    Students
    have taken this course
  • 5
    Hours
    average time
  • 0.5
    CEUs
 
 
 

Course Description

The Financial Freedom Journey

Embark on an imaginative journey towards mastering personal finance with our innovative course designed to transform your financial future. Picture this: you’re planning an exhilarating adventure to your dream destination. It starts with a vision—a dream of white sandy beaches and tranquil seas or perhaps the thrill of navigating through bustling city streets in a foreign land. This course uses the metaphor of planning a dream trip to illustrate the pathway to financial independence.

The process begins in your mind's eye, where dreaming and believing shape the contours of your financial landscape. Yet, dreams alone aren’t enough. Like any substantial journey, achieving financial freedom requires concrete steps—planning, execution, and eventually, the joy of experiencing your dreams come to life.

Throughout this course, your financial plan will unfold like a well-crafted travel itinerary. You'll start by plotting the course in the 'Plan' phase, where you’ll learn to manage your accounts, assess your financial health, and lay a strong foundation. This stage is about understanding where you stand today and setting the right course for tomorrow.

Moving into the 'Execute' phase, you'll tackle managing debts, building a robust credit score, and balancing your accounts to secure your financial future. This phase is akin to packing your bags and setting out on your journey, equipped with everything you need for success.

Finally, the 'Travel' phase allows you to reap the rewards of your hard work. Here, you'll learn how to grow your wealth, make smart investments, and possibly even start planning for retirement. It’s about enjoying the fruits of your labor, whether that’s on a beach in Oahu or enjoying the peace of mind that comes with financial security.

Why focus on personal finance? Imagine you're driving cross-country from New York to Los Angeles. Without a map, weather updates, or hotel bookings, your journey could be risky and fraught with uncertainty. Similarly, navigating your financial landscape without a plan can lead to missed opportunities and potential pitfalls. This course serves as your map, meteorologist, and travel agent, guiding you through the complexities of financial management.

As we delve into the nuances of personal finance, you'll discover that managing your money is not just about numbers; it’s about setting a course that aligns with your personal goals and dreams. Whether you’re just starting out or looking to refine your financial strategy, this course offers valuable insights and tools to help you manage, sustain, and grow your wealth effectively.

By the end of this course, you won't just be planning for financial success—you'll be living it.

Courses Frequently Bought Together:
  • Completely Online
  • Self-Paced
  • Printable Lessons
  • Full HD Video  
  • 6 Months to Complete
  • 24/7 Availability
  • Start Anytime
  • PC & Mac Compatible
  • Android & iOS Friendly
  • Accredited CEUs
Universal Class is an IACET Accredited Provider
 
 

Course Lessons

Average Lesson Rating:
4.24 / 5 Stars (Average Rating)
"Extraordinarily Helpful"
(3,670 votes)

Lesson 1. Mastering Money: Essential Financial Strategies

The road to financial freedom begins with clear planning, precise execution, and enjoying the outcomes of your prudent strategies. By effectively managing debts and creating a sturdy safety net, you lay the groundwork for intelligent investing and building wealth. 10 Total Points
  • Lesson 1 Video
  • Lesson discussions: Reasons for Taking this Course
  • Complete Assignment: An Introduction
  • Assessment: Lesson 1: Introduction

Lesson 2. Personal Finance Simplified

Financial planning begins with envisioning personal aspirations and methodically transforming them into achievable goals. By tracking cash flow and evaluating assets, individuals can construct a clearer financial roadmap and build resilience against life’s uncertainties. 10 Total Points
  • Lesson 2 Video
  • Assessment: Lesson 2: Assets

Lesson 3. Understanding Your Assets: A Deep Dive into Liquidity

Protecting cash accesses at ATMs through heightened vigilance can mitigate risks while accessing funds easily in our tech-driven era. Practicing caution, such as shielding your PIN and being aware of surroundings, ensures secure transactions. 10 Total Points
  • Lesson 3 Video
  • Assessment: Lesson 3: Liquid and Non-Liquid Assets

Lesson 4. Reconciling Accounts: A Vital Financial Checkpoint

In a rapidly evolving financial landscape, staying informed and adapting to new banking tools is crucial for personal finance management. Whether it's through leveraging technology or maintaining traditional record-keeping, these practices heighten financial literacy and security. 9 Total Points
  • Lesson 4 Video
  • Assessment: Lesson 4: Checking

Lesson 5. Securing Your Financial Future: A Deep Dive into Expert Saving Techniques

In an unpredictable financial landscape, securing your wealth through savvy savings and strategic asset management allows you to safeguard and sustainably grow your funds. Understanding the importance of liquid assets, having an emergency fund, and leveraging interest rates and digital banking can empower you on your journey towards financial security and resilience. 10 Total Points
  • Lesson 5 Video
  • Assessment: Lesson 5: Savings Savvy

Lesson 6. From Pensions to Passions: Diverse Ways to Increase Your Earnings

Monetizing hobbies on platforms like Etsy, or turning writing and app development into income streams, can tap into global markets with little initial investment. These avenues exploit personal talents while diversifying income and potentially leading to fulfilling entrepreneurial paths. 10 Total Points
  • Lesson 6 Video
  • Assessment: Exam 6

Lesson 7. Mastering Debt Management: A Beginner's Guide

Debt can be controlled through psychological wins like the Debt Snowball method, a discipline seen as evidence of individual growth, while supplementary strategies develop additional income streams. Aligning short-term sacrifices with long-term financial freedom, each stride forth is backed by continuous education and conscious consumerism. 10 Total Points
  • Lesson 7 Video
  • Assessment: Lesson 7: Debt

Lesson 8. Beyond Plastic: A Guide to Credit Management

Credit cards offer remarkable convenience for everyday transactions but require strategic handling to avoid long-term financial pitfalls. Understanding their impact on credit scores, alongside implementing smart debt management techniques, can pave the way to a financially robust future. 9 Total Points
  • Lesson 8 Video
  • Assessment: Lesson 8: Credit Cards

Lesson 9. Tailoring Financial Goals and Risk: A Deep Dive

Staying informed through free financial resources and embracing new technologies, like robo-advisors and investment apps, is key in crafting savvy investment strategies. These tools aid in decision-making, keeping investors updated on market changes and emerging global trends. 9 Total Points
  • Lesson 9 Video
  • Assessment: Lesson 9: Investments

Lesson 10. Mastering Loans: A Path to Financial Literacy

Modern mortgage marketplaces, increasingly digital, provide streamlined loan processes, tailored options, and transparency, optimizing the borrowing experience. Utilizing technological advances empowers borrowers through educated decision-making and comparable rate analysis. 10 Total Points
  • Lesson 10 Video
  • Assessment: Lesson 10: Loans

Lesson 11. Harnessing the Power of Financial Literacy and Technology

Starting from a spark of inspiration, this lesson guides you through the strategic process of financial planning and execution. By leveraging various tools and resources, you can achieve financial independence, allowing for a rich and liberated life experience. 56 Total Points
  • Lesson 11 Video
  • Lesson discussions: End of Course Poll; Reasons for Taking this Course; Course Comments
  • Assessment: Lesson 11: Conclusion
  • Assessment: Final Exam
153
Total Course Points
 

Learning Outcomes

By successfully completing this course, students will be able to:
  • Define what personal finances are and their importance on your life.
  • Define your assets.
  • Describe and define your liquid and non-liquid assets.
  • Describe checking accounts, saving accounts, mobile banking.
  • Define what your debt is.
  • Summarize what credit cards are and how they can be both helpful and harmful.
  • Identify investments.
  • Summarize loans and what to look for.
  • Demonstrate mastery of lesson content at levels of 70% or higher.
 

Additional Course Information

Online CEU Certificate
  • Document Your Lifelong Learning Achievements
  • Earn an Official Certificate Documenting Course Hours and CEUs
  • Verify Your Certificate with a Unique Serial Number Online
  • View and Share Your Certificate Online or Download/Print as PDF
  • Display Your Certificate on Your Resume and Promote Your Achievements Using Social Media
Document Your CEUs on Your Resume
 
Course Title: Personal Finance 101: How to Manage Your Money
Course Number: 8900067
Lessons Rating: 4.24 / 5 Stars (3,670 votes)
Languages: English - United States, Canada and other English speaking countries
Availability: With online access available nationwide, this course reaches all U.S. states, including California, Texas, Florida, New York, Pennsylvania, Illinois, Ohio, and Georgia. Additionally, it’s open to learners in English-speaking countries such as the UK, Australia, Canada, and New Zealand.
Last Updated: December 2023
Course Type: Self-Paced, Online Class
CEU Value: 0.5 IACET CEUs (Continuing Education Units)
CE Accreditation: Universal Class, Inc. has been accredited as an Authorized Provider by the International Association for Continuing Education and Training (IACET).
Grading Policy: Earn a final grade of 70% or higher to receive an online/downloadable CEU Certification documenting CEUs earned.
Assessment Method: Lesson assignments and review exams
Instructor: John Chouinard
Syllabus: View Syllabus
Course Fee: $120.00 U.S. dollars

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Student Testimonials

  • "Overall, this course was helpful, which inspired me to continue my financial journey, live within my means and stay financially disciplined. All the materials were great, really enjoyed the videos of all the lessons, fun and educating. Thank you!" -- Patricia W.
  • "This course was very helpful in getting me to understand how to manage personal finances. The information, resources, and videos provided were all great tools. I cannot think of anything else that should be added or included in this educational course." -- Abel G.
  • "This course was extremely helpful for my husband and I! We learned so much about financial matters and have started to execute the plan! Thank you so much for this knowledge and also for the positive feedback from my assignments!" -- Layla C.
  • "I am grateful to the instructor for creating this course and for making the material easy to follow and digest. I don't know what other classes/courses if any, this instructor might have available, but I might be willing to take them as well." -- Julie H.
  • "Excellent course and would like to recommend this course to others to follow." -- Ravindrarajah A.
  • "Outstanding instructor." -- Todd A.
  • "I was very pleased with this course." -- Sarah M.
  • "The instructor was beyond excellent." -- Janet D.
  • "The instructor was very good and gave positive feedback. Found everything in the class most useful." -- Marlis W.
  • "The Instructor seemed very nice, and answered me in a timely manner. I really enjoyed the lessons on debt, and the one on Loans. These were my favorites because of the fact I wanted to know more about this in my life. I am not overwhelmed with debt but don't want to be!" -- Theresa J.

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