Online Class: Personal Finance 101 — How to Manage Your Money

This finance course will help you understand how to generate wealth and control spending, make sound investments in stocks and bonds, and even begin starting and growing retirement accounts.

$95.00
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$120.00
with CEU Certificate*
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$120.00 (with CEU Certificate)
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  • 11
    Lessons
  • 16
    Exams &
    Assignments
  • 8,386
    Students
    have taken this course
  • 5
    Hours
    average time
  • 0.5
    CEUs
 
 
 

Course Description

The Financial Freedom Journey

Embark on an imaginative journey towards mastering personal finance with our innovative course designed to transform your financial future. Picture this: you’re planning an exhilarating adventure to your dream destination. It starts with a vision—a dream of white sandy beaches and tranquil seas or perhaps the thrill of navigating through bustling city streets in a foreign land. This course uses the metaphor of planning a dream trip to illustrate the pathway to financial independence.

The process begins in your mind's eye, where dreaming and believing shape the contours of your financial landscape. Yet, dreams alone aren’t enough. Like any substantial journey, achieving financial freedom requires concrete steps—planning, execution, and eventually, the joy of experiencing your dreams come to life.

Throughout this course, your financial plan will unfold like a well-crafted travel itinerary. You'll start by plotting the course in the 'Plan' phase, where you’ll learn to manage your accounts, assess your financial health, and lay a strong foundation. This stage is about understanding where you stand today and setting the right course for tomorrow.

Moving into the 'Execute' phase, you'll tackle managing debts, building a robust credit score, and balancing your accounts to secure your financial future. This phase is akin to packing your bags and setting out on your journey, equipped with everything you need for success.

Finally, the 'Travel' phase allows you to reap the rewards of your hard work. Here, you'll learn how to grow your wealth, make smart investments, and possibly even start planning for retirement. It’s about enjoying the fruits of your labor, whether that’s on a beach in Oahu or enjoying the peace of mind that comes with financial security.

Why focus on personal finance? Imagine you're driving cross-country from New York to Los Angeles. Without a map, weather updates, or hotel bookings, your journey could be risky and fraught with uncertainty. Similarly, navigating your financial landscape without a plan can lead to missed opportunities and potential pitfalls. This course serves as your map, meteorologist, and travel agent, guiding you through the complexities of financial management.

As we delve into the nuances of personal finance, you'll discover that managing your money is not just about numbers; it’s about setting a course that aligns with your personal goals and dreams. Whether you’re just starting out or looking to refine your financial strategy, this course offers valuable insights and tools to help you manage, sustain, and grow your wealth effectively.

By the end of this course, you won't just be planning for financial success—you'll be living it.

  • Completely Online
  • Self-Paced
  • Printable Lessons
  • Full HD Video  
  • 6 Months to Complete
  • 24/7 Availability
  • Start Anytime
  • PC & Mac Compatible
  • Android & iOS Friendly
  • Accredited CEUs
Universal Class is an IACET Accredited Provider
 
 

Course Lessons

Average Lesson Rating:
4.24 / 5 Stars (Average Rating)
"Extraordinarily Helpful"
(3,636 votes)

Lesson 1: Introduction to Personal Finances

10 Points
Why is it important to be attentive to your personal finances? Additional lesson topics: Money Management Basics
  • Lesson 1 Video
  • Lesson discussions: Reasons for Taking this Course
  • Complete Assignment: An Introduction
  • Assessment: Lesson 1: Introduction

Lesson 2: Assets

10 Points
What does the word "plan" mean to you? Do you think of effort, action, or toil?
  • Lesson 2 Video
  • Assessment: Lesson 2: Assets

Lesson 3: Liquid and Non-Liquid Assets

10 Points
The term "liquid" means "the measure of the extent to which a person or firm has -- or has the ability to quickly put hands on -- cash to meet immediate and short-term obligations."
  • Lesson 3 Video
  • Assessment: Lesson 3: Liquid and Non-Liquid Assets

Lesson 4: Checking

19 Points
Checking accounts are transaction accounts that allow you to authorize the transfer of money to another person or organization, either by writing a check, withdrawing cash, or by making an electronic transfer.
  • Lesson 4 Video
  • Lesson discussions: Checking Account
  • Complete: Lesson 4 Assignment
  • Assessment: Lesson 4: Checking

Lesson 5: Savings Savvy

20 Points
Motley Fool, a company whose purpose is to "educate, amuse, and enrich" says the number one rule for asset allocation is: "If you need the money in the next year, it should be in cash.
  • Lesson 5 Video
  • Complete: Lesson 5 Assignment
  • Assessment: Lesson 5: Savings Savvy

Lesson 6: Ideas to Generate More Money

10 Points
Understanding income and cash flow is paramount to achieving financial independence.
  • Lesson 6 Video
  • Assessment: Exam 6

Lesson 7: Debt

12 Points
The first step in determining your place in the debt-to-comfort zone is to measure your expenditures -- your money outflow.
  • Lesson 7 Video
  • Complete: Lesson 7 Assignment
  • Assessment: Lesson 7: Debt

Lesson 8: Credit Cards

9 Points
Credit cards are the easiest and fastest way, by far, to pay for goods and services. Bills can even be paid by credit card.
  • Lesson 8 Video
  • Lesson discussions: Credit Cards
  • Assessment: Lesson 8: Credit Cards

Lesson 9: Investments

9 Points
Should you always invest a portion of your savings in securities like stocks and mutual funds?
  • Lesson 9 Video
  • Assessment: Lesson 9: Investments

Lesson 10: Loans

10 Points
Loans come in as many varieties as there are people and circumstances.
  • Lesson 10 Video
  • Assessment: Lesson 10: Loans

Lesson 11: Conclusion

56 Points
You're back from your dream vacation, tanned and relaxed. With any hope, your financial outlook is rosy. Review your itinerary and your journey through the three steps - plan, execute and travel.
  • Lesson 11 Video
  • Lesson discussions: What do you think about this course?; Program Evaluation Follow-up Survey (End of Course); Course Comments
  • Assessment: Lesson 11: Conclusion
  • Assessment: Final Exam
175
Total Course Points
 

Learning Outcomes

By successfully completing this course, students will be able to:
  • Define what personal finances are and their importance on your life.
  • Define your assets.
  • Describe and define your liquid and non-liquid assets.
  • Describe checking accounts, saving accounts, mobile banking.
  • Define what your debt is.
  • Summarize what credit cards are and how they can be both helpful and harmful.
  • Identify investments.
  • Summarize loans and what to look for.
  • Demonstrate mastery of lesson content at levels of 70% or higher.
 

Additional Course Information

Online CEU Certificate
  • Document Your Lifelong Learning Achievements
  • Earn an Official Certificate Documenting Course Hours and CEUs
  • Verify Your Certificate with a Unique Serial Number Online
  • View and Share Your Certificate Online or Download/Print as PDF
  • Display Your Certificate on Your Resume and Promote Your Achievements Using Social Media
Document Your CEUs on Your Resume
 
Course Title: Personal Finance 101: How to Manage Your Money
Course Number: 8900067
Lessons Rating: 4.24 / 5 Stars (3,636 votes)
Languages: English - United States, Canada and other English speaking countries
Availability: With online access available nationwide, this course reaches all U.S. states, including California, Texas, Florida, New York, Pennsylvania, Illinois, Ohio, and Georgia. Additionally, it’s open to learners in English-speaking countries such as the UK, Australia, Canada, and New Zealand.
Last Updated: December 2023
Course Type: Self-Paced, Online Class
CEU Value: 0.5 IACET CEUs (Continuing Education Units)
CE Accreditation: Universal Class, Inc. has been accredited as an Authorized Provider by the International Association for Continuing Education and Training (IACET).
Grading Policy: Earn a final grade of 70% or higher to receive an online/downloadable CEU Certification documenting CEUs earned.
Assessment Method: Lesson assignments and review exams
Instructor: John Chouinard
Syllabus: View Syllabus
Course Fee: $120.00 U.S. dollars

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Student Testimonials

  • "Overall, this course was helpful, which inspired me to continue my financial journey, live within my means and stay financially disciplined. All the materials were great, really enjoyed the videos of all the lessons, fun and educating. Thank you!" -- Patricia W.
  • "This course was very helpful in getting me to understand how to manage personal finances. The information, resources, and videos provided were all great tools. I cannot think of anything else that should be added or included in this educational course." -- Abel G.
  • "This course was extremely helpful for my husband and I! We learned so much about financial matters and have started to execute the plan! Thank you so much for this knowledge and also for the positive feedback from my assignments!" -- Layla C.
  • "I am grateful to the instructor for creating this course and for making the material easy to follow and digest. I don't know what other classes/courses if any, this instructor might have available, but I might be willing to take them as well." -- Julie H.
  • "Excellent course and would like to recommend this course to others to follow." -- Ravindrarajah A.
  • "Outstanding instructor." -- Todd A.
  • "I was very pleased with this course." -- Sarah M.
  • "The instructor was beyond excellent." -- Janet D.
  • "The instructor was very good and gave positive feedback. Found everything in the class most useful." -- Marlis W.
  • "The Instructor seemed very nice, and answered me in a timely manner. I really enjoyed the lessons on debt, and the one on Loans. These were my favorites because of the fact I wanted to know more about this in my life. I am not overwhelmed with debt but don't want to be!" -- Theresa J.