Online Class: Retirement Planning

Retirement for many of us can already be a fact of life. For others, it is looming on the horizon and the closer we get the more uneasy we feel about that next step. We are filled with questions about how to proceed. What will it cost? When should we retire? How do we do it? This course will help answer all these questions and more.

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  • 11
    Lessons
  • 13
    Exams &
    Assignments
  • 1,750
    Students
    have taken this course
  • 7
    Hours
    average time
  • 0.7
    CEUs
 
 
 

Course Description

Navigating the New Chapter of Retirement

Retirement—once considered the sunset of one’s career—is now emerging as an exciting new chapter, rife with opportunities, choices, and challenges. For many, retirement has transitioned from being a brief respite following a life of work to a significant period, often spanning decades. Contemporary data suggests that retirees today can anticipate a lengthy and active retirement. Given this expanded timeframe, the preparation for retirement is no longer just about finances—it's also about health, emotional well-being, and social connectivity.

If retirement is already your reality, or if it’s a speck on the horizon growing larger with each passing day, questions undoubtedly arise. How will you finance this chapter? What does Social Security provide? What if you aren’t emotionally prepared for this change, or if circumstances push you into retirement earlier than expected?

Our Comprehensive Course Offers Insight and Direction

Financial Acumen: Dive deep into topics ranging from Individual Retirement Accounts (IRAs) and insurance choices to optimizing the equity in your home. Whether you're a seasoned investor or a newbie, we shed light on effective strategies to make your money work for you.

Holistic Health: A healthy retirement isn't just about finances. We'll provide tangible recommendations to bolster your physical well-being, ensuring you remain active and vibrant during these years.

Social Connectivity: Social ties often wane with age, but they are the cornerstone of a fulfilling retirement. Rediscover the importance of nurturing family relationships and friendships, which are pivotal for emotional health.

Purpose and Passion: Post-retirement can be an exhilarating phase where dormant dreams awaken. We’ll guide you on leveraging this newfound time, helping you realize aspirations previously shelved due to professional commitments.

Detailed Course Breakdown:

Lesson 1: The Plan for Retirement
An introduction to structured retirement planning, encompassing financial, physical, and emotional aspects.

Lesson 2: Investing
Dedicated to understanding investment avenues, risks, and rewards tailored for retirees.

Lesson 3: More Sources of Retirement Income
Beyond pensions and savings, explore other reliable revenue streams suitable for your retirement phase.

Lesson 4: Other Sources of Retirement Income
Continuation of various income avenues, ensuring a comfortable and stable retirement.

Lesson 5: Unexpected or Unanticipated Expenses
Forewarned is forearmed. Anticipate and strategize for unforeseen financial challenges in retirement.

Lesson 6: Investing In Health
Understand the significance of physical health. Dive into preventive care, fitness regimes, and dietary habits suited for the golden years.

Lesson 7: Family Life
Rekindle connections. Delve into enhancing familial ties, spending quality time with loved ones, and building legacies.

Lesson 8: Silver and Gold
Discover the joys and challenges of aging. Celebrate the silver linings and address concerns typical of this phase.

Lesson 9: Developing Interests and Self-Worth
Reignite passions or find new hobbies. Understand the psychological implications of staying engaged and valued post-retirement.

Lesson 10: Where To Live
Evaluate living options. From downsizing to considering assisted living, choose what aligns with your lifestyle.

Lesson 11: How to Live the Life of Your Dreams
Unleash your aspirations. Whether it’s traveling, learning, or volunteering, find your purpose post-retirement.

Enrolling in this course is not just about preparing for retirement; it’s about embracing it. Whether you’re yearning for tranquility, seeking new adventures, or hoping to create lasting legacies, our comprehensive guide offers you the roadmap to a retirement tailored just for you. Sign up today and steer confidently into this promising chapter of life.

  • Completely Online
  • Self-Paced
  • 6 Months to Complete
  • 24/7 Availability
  • Start Anytime
  • PC & Mac Compatible
  • Android & iOS Friendly
  • Accredited CEUs
Universal Class is an IACET Accredited Provider
 
 

Course Lessons

Average Lesson Rating:
4.34 / 5 Stars (Average Rating)
"Extraordinarily Helpful"
(827 votes)

Lesson 1. The Plan for Retirement

13 Points
Far too many people have only a vague idea of what retirement is, and therefore simply wait for it to happen and make no plans for it. This is a recipe for disaster. Additional lesson topics: Retire Happy
  • Lesson 1 Video
  • Lesson discussions: Are You Ready?; Reasons for Taking this Course
  • Complete Assignment: An Introduction
  • Assessment: Lesson One: The Plan for Retirement

Lesson 2. Investing

11 Points
The last third of our lives can be spent in that state commonly referred to as "retirement".
  • Lesson 2 Video
  • Assessment: Lesson Two: Investing

Lesson 3. More Sources of Retirement Income

12 Points
Social Security was initially established in 1935 as a social insurance plan to provide supplementary income for retired or disabled individuals.
  • Lesson 3 Video
  • Assessment: Lesson Three: More Sources of Retirement Income

Lesson 4. Other Sources of Retirement Income

12 Points
The first piece of real estate to consider in your retirement is your own home. If you have owned your home for years and not tapped into the equity for any reason, you could realize a great deal of money from it.
  • Lesson 4 Video
  • Assessment: Lesson Four: Other Sources of Retirement Income

Lesson 5. Unexpected or Unanticipated Expenses

12 Points
Taxes have been a constant, examples include sales tax, property tax, income tax, and others. Most Americans have managed to handle taxes without becoming intimately involved.
  • Lesson 5 Video
  • Assessment: Lesson Five: Unexpected or Unanticipated Expenses

Lesson 6. Investing In Health

11 Points
Now that we have given you a good understanding of your financial retirement responsibilities, it is time to address the other vital concerns to help ensure a terrific retirement phase of your life. Additional lesson topics: Live Long, Live Healthy
  • Lesson 6 Video
  • Assessment: Lesson Six: Investing In Health

Lesson 7. Family Life

11 Points
Retirement is when you reap what you have been sowing all these years. Only this lesson is about family and not about money.
  • Lesson 7 Video
  • Assessment: Lesson Seven: Family Life

Lesson 8. Silver and Gold

12 Points
Any social relationship is typically based on proximity and convenience. They arise out of our daily activities, school, church, and work. Look at your own social circle.
  • Lesson 8 Video
  • Assessment: Lesson Eight: Silver and Gold

Lesson 9. Developing Interests and Self-Worth

12 Points
Many of us envision retirement as that long awaited endless summer vacation. We have been vigilant about preparing ourselves financially and when the big day finally arrives, many of us are disappointed.
  • Lesson 9 Video
  • Assessment: Lesson Nine: Developing Interests and Self-Worth

Lesson 10. Where To Live

12 Points
Retirement often brings to mind places of infinite sunshine, and a number of retirees sell everything and move to Florida or Arizona. For some, this is like moving to paradise.
  • Lesson 10 Video
  • Lesson discussions: Dream Locations
  • Assessment: Lesson Ten: Where To Live

Lesson 11. How to Live the Life of Your Dreams

552 Points
By now you will have discovered that retirement is not a short period where you sit around waiting to die.
  • Lesson 11 Video
  • Lesson discussions: Aging Concerns; Program Evaluation Follow-up Survey (End of Course); Course Comments
  • Assessment: Lesson Eleven: How to Live the Life of Your Dreams
  • Assessment: The Final Exam: Retirement Planning
670
Total Course Points
 

Learning Outcomes

By successfully completing this course, students will be able to:
  • Define the plan for retirement.
  • Describe investing techniques.
  • Describe sources of retirement income.
  • Summarize unexpected or unanticipated expenses.
  • Summarize reason and methods for investing in health.
  • Describe family life.
  • Describe silver and gold in terms of investment.
  • Summarize developing interests and defining self-worth.
  • Summarize where to live.
  • Summarize the basic principles for living the life of your dreams.
  • Demonstrate mastery of lesson content at levels of 70% or higher.
 

Additional Course Information

Online CEU Certificate
  • Document Your Lifelong Learning Achievements
  • Earn an Official Certificate Documenting Course Hours and CEUs
  • Verify Your Certificate with a Unique Serial Number Online
  • View and Share Your Certificate Online or Download/Print as PDF
  • Display Your Certificate on Your Resume and Promote Your Achievements Using Social Media
Document Your CEUs on Your Resume
 
Course Title: Retirement Planning
Course Number: 8900064
Lessons Rating: 4.34 / 5 Stars (827 votes)
Languages: English - United States, Canada and other English speaking countries
Availability: Enroll in this course from any U.S. state, including California, Texas, Florida, New York, Pennsylvania, Illinois, Ohio, and Georgia. The course is also accessible to learners in English-speaking countries such as the UK, Canada, Ireland, Australia, and South Africa.
Last Updated: January 2024
Course Type: Self-Paced, Online Class
CEU Value: 0.7 IACET CEUs (Continuing Education Units)
CE Accreditation: Universal Class, Inc. has been accredited as an Authorized Provider by the International Association for Continuing Education and Training (IACET).
Grading Policy: Earn a final grade of 70% or higher to receive an online/downloadable CEU Certification documenting CEUs earned.
Assessment Method: Lesson assignments and review exams
Instructor: John Chouinard
Syllabus: View Syllabus
Course Fee: $120.00 U.S. dollars

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Student Testimonials

  • "I really enjoyed the course. I think there are many people who financially prepare but do not consider the other aspects of retirement such as health planning, activity planning, and relationship planning. I like the holistic approach this course offered." -- Wendy M.
  • "This course was exceptionally helpful to me. I have learned so much to help me prepare for my big moment in a few years. I would advise everyone preparing to retire to take this course. There are so many levels of preparing I hadn't thought of from managing your mortgage, your healthcare after retirement, budgeting, and when to collect your social security and so much more. I feel as if I'm so much more prepared." -- Aretha K.
  • "Thank you very much to every one involved I very much appreciated and enjoyed the course." -- Edward A.
  • "Thank you for offering this great course." -- Diane D.
  • "Excellent instructor...Always encouraging." -- Jane C.
  • "This course was best of best I have ever taken. I loved it. The instructor was excellent." -- James Y.