Online Class: Retirement Planning

The concept of retirement has transitioned into a dynamic phase that demands careful planning across financial, health, and social dimensions. This course guides retirees or soon-to-be retirees through investment insights, fostering health, maintaining social bonds, and exploring personal aspirations, ensuring a vibrant retirement experience.

$95.00
no certificate
- OR -
$120.00
with CEU Certificate*
Start Right Now!
$120.00 (with CEU Certificate)
Taking multiple courses? Save with our platinum program.
 
  • 11
    Lessons
  • 13
    Exams &
    Assignments
  • 27
    Students
    have taken this course
  • 7
    Hours
    average time
  • 0.7
    CEUs
 
 
 

Course Description

Navigating the New Chapter of Retirement

Retirement—once considered the sunset of one’s career—is now emerging as an exciting new chapter, rife with opportunities, choices, and challenges. For many, retirement has transitioned from being a brief respite following a life of work to a significant period, often spanning decades. Contemporary data suggests that retirees today can anticipate a lengthy and active retirement. Given this expanded timeframe, the preparation for retirement is no longer just about finances—it's also about health, emotional well-being, and social connectivity.

If retirement is already your reality, or if it’s a speck on the horizon growing larger with each passing day, questions undoubtedly arise. How will you finance this chapter? What does Social Security provide? What if you aren’t emotionally prepared for this change, or if circumstances push you into retirement earlier than expected?

Our Comprehensive Course Offers Insight and Direction

Financial Acumen: Dive deep into topics ranging from Individual Retirement Accounts (IRAs) and insurance choices to optimizing the equity in your home. Whether you're a seasoned investor or a newbie, we shed light on effective strategies to make your money work for you.

Holistic Health: A healthy retirement isn't just about finances. We'll provide tangible recommendations to bolster your physical well-being, ensuring you remain active and vibrant during these years.

Social Connectivity: Social ties often wane with age, but they are the cornerstone of a fulfilling retirement. Rediscover the importance of nurturing family relationships and friendships, which are pivotal for emotional health.

Purpose and Passion: Post-retirement can be an exhilarating phase where dormant dreams awaken. We’ll guide you on leveraging this newfound time, helping you realize aspirations previously shelved due to professional commitments.

Detailed Course Breakdown:

Lesson 1: The Plan for Retirement
An introduction to structured retirement planning, encompassing financial, physical, and emotional aspects.

Lesson 2: Investing
Dedicated to understanding investment avenues, risks, and rewards tailored for retirees.

Lesson 3: More Sources of Retirement Income
Beyond pensions and savings, explore other reliable revenue streams suitable for your retirement phase.

Lesson 4: Other Sources of Retirement Income
Continuation of various income avenues, ensuring a comfortable and stable retirement.

Lesson 5: Unexpected or Unanticipated Expenses
Forewarned is forearmed. Anticipate and strategize for unforeseen financial challenges in retirement.

Lesson 6: Investing In Health
Understand the significance of physical health. Dive into preventive care, fitness regimes, and dietary habits suited for the golden years.

Lesson 7: Family Life
Rekindle connections. Delve into enhancing familial ties, spending quality time with loved ones, and building legacies.

Lesson 8: Silver and Gold
Discover the joys and challenges of aging. Celebrate the silver linings and address concerns typical of this phase.

Lesson 9: Developing Interests and Self-Worth
Reignite passions or find new hobbies. Understand the psychological implications of staying engaged and valued post-retirement.

Lesson 10: Where To Live
Evaluate living options. From downsizing to considering assisted living, choose what aligns with your lifestyle.

Lesson 11: How to Live the Life of Your Dreams
Unleash your aspirations. Whether it’s traveling, learning, or volunteering, find your purpose post-retirement.

Enrolling in this course is not just about preparing for retirement; it’s about embracing it. Whether you’re yearning for tranquility, seeking new adventures, or hoping to create lasting legacies, our comprehensive guide offers you the roadmap to a retirement tailored just for you. Sign up today and steer confidently into this promising chapter of life.

  • Completely Online
  • Self-Paced
  • 6 Months to Complete
  • 24/7 Availability
  • Start Anytime
  • PC & Mac Compatible
  • Android & iOS Friendly
  • Accredited CEUs
Universal Class is an IACET Accredited Provider
 
 

Course Lessons

Average Lesson Rating:
4.35 / 5 Stars (Average Rating)
"Extraordinarily Helpful"
(841 votes)

Lesson 1. Exploring Retirement: The Freedom to Redefine Yourself

In the early 20th century, few lived to see retirement, but today, planning for it is crucial to enjoy its many possibilities. The combination of financial prudence, pursuit of passions, community involvement, and health maintenance forms the backbone of successful retirement strategies. 13 Total Points
  • Lesson 1 Video
  • Lesson discussions: Are You Ready?; Reasons for Taking this Course
  • Complete Assignment: An Introduction
  • Assessment: Lesson One: The Plan for Retirement

Lesson 2. Beyond the Paycheck: Navigating Post-Retirement Income

The transition to retirement is no longer a definitive stop but opens new avenues for activities and income beyond traditional work. Smart retirement planning involves a mix of saving, diversifying investments, and exploring post-work engagement to guarantee solvency and satisfaction. 11 Total Points
  • Lesson 2 Video
  • Assessment: Lesson Two: Investing

Lesson 3. Unlocking Multiple Income Paths in Retirement

In a rapidly evolving financial landscape, diversifying retirement income sources through employer plans, IRAs, annuities, and real estate is increasingly critical. Strategic choices enable a comfortable retirement, with Social Security serving as a supplementary cornerstone rather than the sole income source. 12 Total Points
  • Lesson 3 Video
  • Assessment: Lesson Three: More Sources of Retirement Income

Lesson 4. From Homes to Funds: Crafting a Diverse Retirement Income Portfolio

Property strategies, such as downsizing or reverse mortgages, can convert home equity into financial freedom without disrupting lifestyle. A mix of rental investments or passive real estate stakes, alongside solid financial tools, fortify a sustainable retirement plan. 12 Total Points
  • Lesson 4 Video
  • Assessment: Lesson Four: Other Sources of Retirement Income

Lesson 5. Financial Pitfalls in Retirement and How to Avoid Them

Retirement demands a strategic approach to personal finances to foster independence and contentment. Proactive planning and continuous learning can help retirees embrace this stage for relaxation and exploration. 12 Total Points
  • Lesson 5 Video
  • Assessment: Lesson Five: Unexpected or Unanticipated Expenses

Lesson 6. Holistic Health: The Key to a Fulfilling Retirement

Embrace the power of technology and education to maintain your health, using resources like wearables and online platforms to track progress and gain insights. A personal health journal can document milestones, supporting continued motivation and engagement in healthful habits. 11 Total Points
  • Lesson 6 Video
  • Assessment: Lesson Six: Investing In Health

Lesson 7. Family Bonds: Growth Beyond Career

Retirement presents the opportunity to refocus on family, blending emotional stability with shared adventures that strengthen ties. By prioritizing family, retirees can find renewed joy in life, discovering deeper connections than ever before. 11 Total Points
  • Lesson 7 Video
  • Assessment: Lesson Seven: Family Life

Lesson 8. Friendship's Golden Essence

Friendship is a cornerstone of human experience, transcending cultural and social barriers to offer emotional support and personal growth. Maintaining old friendships and cultivating new ones can enrich one's life with joy and resilience, especially as we age and face the challenges of modern, fast-paced living. 12 Total Points
  • Lesson 8 Video
  • Assessment: Lesson Eight: Silver and Gold

Lesson 9. Thriving in Retirement: Beyond Leisure

Retirement invites a shift from financial focus to orchestrating an engaging, purpose-driven lifestyle, potentially encompassing lifelong education and community service. Such involvement not only sustains personal growth but also fosters a lasting societal impact through volunteerism and mentorship. 12 Total Points
  • Lesson 9 Video
  • Assessment: Lesson Nine: Developing Interests and Self-Worth

Lesson 10. Unveiling the Beauty of Retirement: Finding Your Ideal Destination

Selecting a retirement location involves considering climate preferences and cost of living while temporarily experiencing spots like Colorado's scenic views to avoid rash decisions. Whether drawn to Arizona's low taxes or a more affordable life near Santa Fe, understanding tax impacts is essential for financial security. 12 Total Points
  • Lesson 10 Video
  • Lesson discussions: Dream Locations
  • Assessment: Lesson Ten: Where To Live

Lesson 11. Pursue Passion and Purpose in Your Golden Years

Engaging in creative pursuits and meaningful work can transform retirement into a rich tapestry of purpose and passion. By connecting with cultural narratives and role models, retirees can glean valuable insights and find inspiration to authentically craft their golden years. 552 Total Points
  • Lesson 11 Video
  • Lesson discussions: Aging Concerns; Program Evaluation Follow-up Survey (End of Course); Course Comments
  • Assessment: Lesson Eleven: How to Live the Life of Your Dreams
  • Assessment: The Final Exam: Retirement Planning
670
Total Course Points
 

Learning Outcomes

By successfully completing this course, students will be able to:
  • Define the plan for retirement.
  • Describe investing techniques.
  • Describe sources of retirement income.
  • Summarize unexpected or unanticipated expenses.
  • Summarize reason and methods for investing in health.
  • Describe family life.
  • Describe silver and gold in terms of investment.
  • Summarize developing interests and defining self-worth.
  • Summarize where to live.
  • Summarize the basic principles for living the life of your dreams.
  • Demonstrate mastery of lesson content at levels of 70% or higher.
 

Additional Course Information

Online CEU Certificate
  • Document Your Lifelong Learning Achievements
  • Earn an Official Certificate Documenting Course Hours and CEUs
  • Verify Your Certificate with a Unique Serial Number Online
  • View and Share Your Certificate Online or Download/Print as PDF
  • Display Your Certificate on Your Resume and Promote Your Achievements Using Social Media
Document Your CEUs on Your Resume
 
Course Title: Retirement Planning
Course Number: 8900064
Lessons Rating: 4.35 / 5 Stars (841 votes)
Languages: English - United States, Canada and other English speaking countries
Availability: This course is available online in all U.S. states, including California, Texas, Florida, New York, Pennsylvania, Illinois, Ohio, and Georgia. It’s also offered in English-speaking countries, including the UK, Canada, Australia, and New Zealand.
Last Updated: January 2024
Course Type: Self-Paced, Online Class
CEU Value: 0.7 IACET CEUs (Continuing Education Units)
CE Accreditation: Universal Class, Inc. has been accredited as an Authorized Provider by the International Association for Continuing Education and Training (IACET).
Grading Policy: Earn a final grade of 70% or higher to receive an online/downloadable CEU Certification documenting CEUs earned.
Assessment Method: Lesson assignments and review exams
Instructor: John Chouinard
Syllabus: View Syllabus
Course Fee: $120.00 U.S. dollars

Choose Your Subscription Plan

Course Only
One Course
No Certificate / No CEUs
$95
for 6 months
 
Billed once
This course only
Includes certificate X
Includes CEUs X
Self-paced Yes
Instructor support Yes
Time to complete 6 months
No. of courses 1 course
Certificate Course
One Course
Certificate & CEUs
$120
for 6 months
 
Billed once
This course only
Includes certificate Yes
Includes CEUs Yes
Self-paced Yes
Instructor support Yes
Time to complete 6 months
No. of courses 1 course
Platinum Yearly
ALL COURSES
Certificates & CEUs
$189
per year
 
Billed once
Includes all 600+ courses
Includes certificate Yes
Includes CEUs Yes
Self-paced Yes
Instructor support Yes
Time to complete 12 Months
No. of courses 600+
Platinum 2 Years
ALL COURSES
Certificates & CEUs
$299
for 2 years
You save $79.00!
Billed once
Includes all 600+ courses
Includes certificate Yes
Includes CEUs Yes
Self-paced Yes
Instructor support Yes
Time to complete 24 Months
No. of courses 600+
 

Student Testimonials

  • "I really enjoyed the course. I think there are many people who financially prepare but do not consider the other aspects of retirement such as health planning, activity planning, and relationship planning. I like the holistic approach this course offered." -- Wendy M.
  • "This course was exceptionally helpful to me. I have learned so much to help me prepare for my big moment in a few years. I would advise everyone preparing to retire to take this course. There are so many levels of preparing I hadn't thought of from managing your mortgage, your healthcare after retirement, budgeting, and when to collect your social security and so much more. I feel as if I'm so much more prepared." -- Aretha K.
  • "Thank you very much to every one involved I very much appreciated and enjoyed the course." -- Edward A.
  • "Thank you for offering this great course." -- Diane D.
  • "Excellent instructor...Always encouraging." -- Jane C.
  • "This course was best of best I have ever taken. I loved it. The instructor was excellent." -- James Y.